Free Stuff

Davey and Stu's BIG money lesson Click here Download this free audio story 'Davey and Stu's BIG money lesson' available exclusively from this web site. Listen to the story that will help your children to save money, the planet and have more positive relationships with and about money. The 20 minute story is perfect for short car journeys or at bed time to get the family talking and thinking about one of life’s BIG subjects . They will learn from the two characters Davey Saver and Stu Spender how a balance between saving and spending can create greater happiness than only spending or only saving.
Making Money Magic Click here Download this free Making Money Magic handbook written by money coach Emma Ranson Bellamy. You will be guided through how to make the most of the learning opportunities on the site and give you clarity on how you can support your child as they learn one of the key facts of life.
Free Money Tips Guide Click here Download this free money tips guide. Updated regularly and written by one of the countries leading Financial Advisers Chris Dunston it guides you through the maze of advice and products available to help you make the right decisions when it comes to saving and investing for your children.
Make do and Mend Click here Download the Make do and Mend story. This fascinating article, complete with photographs, shows what it was like growing up in rationed Britain after the war. Mrs Margaret Mc Birnie, retired primary school teacher, takes us on a fascinating journey where we discover that re-cycling is a recycled idea!!

Building and Contents Insurance: Safeguard Your Castle 

Building and contents Insurance, if not done properly, can be one of the biggest regrets any person has in their entire life. The old axiom that a man’s home is his castle has never been more true, and when you hear stories of people returning home to find that their castle has not only been besieged and thrown open it has been plundered of all its valuables as well, you cannot help but wince in sympathy. However, in the modern society we live in we protect our treasures and trinkets with this strange and magical piece of magic called contents insurance.

If, should the invading armies make off with your booty, a small payment weekly or monthly means that the next day a nice big chest full of gold appears (via your letterbox) and you can replace all your missing items and restore the castle to its former glory, even improving it somewhat by shopping around and getting a much nicer set of blind fittings than that comely wench of yours installed last time.

However, if you in your kingly glory decided that it wasn’t worth your money to pay this magician for their ‘contents insurance’ wizardry then you will be destitute, penniless and a right idiot. 

Both building and contents insurance are absolutely crucial to everyday piece of mind and contentment. You may never know when the braying hordes are going to storm the gates and make off with your new DVD player, but at least you know that if they do then you can get a replacement. If you haven’t got contents insurance, or you think that you may have a poor policy then send out the messengers and make them bring you as much news and information from all four corners of the land.

For buildings and contents insurance  start with someone like Legal and General. They have an extremely efficient claims service and their cover is included as standard with your buildings insurance and provides up to £150 towards call out fees, labour costs and materials for certain emergencies, such as a burst pipe or central heating failure. With policies such as this you can get all sorts of gizmos and add-ons to your home insurance , for instance: special events cover means they will automatically increase your contents sum insured by a certain percentage for a month or so before and after a special event like Christmas or a wedding and contents away from home gives cover for contents temporarily removed from your home, such as when your darling heirs canter off to the debauched revelry that is student accommodation.

So, get off your throne and go safeguard your kingdom. Take it from me, as someone who has felt the sting of slippery gloved fingers sneaking in through a silently broken window (and making off with a rather nice and shiny laptop) this will make the trauma of any accident that bit much easier to cope with.